Document Details

Document Type : Article In Journal 
Document Title :
The Effect of Saudization of the Banking System on the?Banking Efficiency
أثر سعودة النظام المصرفي السعودي على الكفاءة المصرفية
 
Subject : Economics 
Document Language : Arabic 
Abstract : In 1976, the Saudi government took a significant step towards the Saudization of the banking system. The aim of this decision was to give the monetary authority complete supervision over the commercial banks activities, to increase the banks contribution to achieving the economic development objectives and to widen the banking services all across the Kingdom. This study tried to evaluate the Saudization program after 13 years of its completion. To achieve this aim, three efficiency indicators were investigated. The empirical results showed that two of these indicators, namely operational efficiency and investment efficiency were significantly and positively affected by the Saudization process. However, the third indicator, resource mobilization efficiency, was negatively affected. The reason behind this negative effect may lie in the fact that the Saudization process has increased the capital of the Saudi banking system more than it has done for the ability of the system to attract different kinds of deposits, thus causing a dampening effect on the (deposit/capital ) ratio. 
ISSN : 1319-0997 
Journal Name : Economics and Administration Journal 
Volume : 12 
Issue Number : 1 
Publishing Year : 1419 AH
1999 AD 
Article Type : Article 
Added Date : Sunday, October 11, 2009 

Researchers

Researcher Name (Arabic)Researcher Name (English)Researcher TypeDr GradeEmail
عيد عبدالله الجهني EID A. AL-JUHANIResearcher  
خالد عبدالرحمن البسام KHALID A. AL-BASSAMResearcher  
أحمد سعيد بامخرمةAHMED S. BAMAKHRAMAHResearcher  

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